Meet Our Team Members

At FGTE, we credit our team for our more than 20 years of success. In a service business such as FGTE’s the team members are the most vital aspect of the company. Stability amongst the team is a key factor in the settlement industry, and a facet in which FGTE excels. Each and every FGTE Team Member is a licensed Virginia Title agent. From the person answering the phone to the person who handles your closing, you know you are getting expert service and informed answers.

Sharon Gray, Head Processor
Sharon Gray is a licensed Settlement Agent and serves as the head processor for the company. She has been with First Guardian Title since its inception and has over 20 years of experience in the real estate/title insurance industry. With this extensive experience, she provides a wealth of knowledge to our clients and has numerous relationships with area home builders, real estate investors and realtors who would not work with anyone else. She is a lifelong resident of Virginia, born and raised in the Falls Church area. Currently she lives in Nokesville, with her husband and has 2 adult children.Johanne Mullarkey, Settlement Agent
Johanne Mullarkey is a licensed Settlement Agent and head real estate settlement agent for First Guardian. She has been with First Guardian Title since 2002. Prior to joining First Guardian, she worked in the banking industry for over 25 years. She is a graduate of Kutztown University, Virginia Bankers School at the University of Virginia, and the National Compliance School at the University of Oklahoma. She was born and raised in Pennsylvania and currently lives in Dumfries, Virginia with her daughter and family living close by.Paul Nichols, Settlement Agent
Paul Nichols is a licensed Settlement Agent. Paul has over 10 years of experience in the real estate/title insurance industry. Paul has earned the designation of a Virginia Certified Title Settlement agent (VCTSA) with the VLTA. He also holds a real estate license and has done both real estate investing and land development/homebuilding. He was born and raised in Northern Virginia and currently lives in Woodbridge.