Services
What FGTE Can do for you
Whether you are an agent, buyer, seller or lender, you can count on FGTE to close even the most difficult transactions smoothly and on time. In every instance, we are dedicated to protecting the agent’s reputation and the client’s time. Our experienced staff knows what to expect and how to overcome issues that could otherwise lead to delays or inaccuracies.
Residential Purchase, Sales, and Refinance Settlements
At closing for purchases or refinances, FGTE ensures that all closing documents are accurate and in line with the terms of the contract. We take the time to explain the lender’s documents, and our licensed title agents will guide you through the process.
Title Insurance
We provide title insurance for both lenders and owners. Lenders insurance is required to insure the lender while the loan is active. Owners insurance is recommended, but optional, and protects you against title defects. We offer basic and enhanced tile insurance; basic title insurance covers past issues by protecting you from problems with the property title that existed before you bought it, while enhanced title insurance covers past and future issues, including all the protections of basic insurance, plus coverage for potential future risks.
Contact us for an in-depth explanation as to your title insurance options and what makes the most sense for you.
Commercial Settlements & Refinancing
Whether the purchase is made by an individual or an entity, FGTE ensures that all documents are properly handled. For business purchases, we also verify the correct business documentation is included and recorded.
Home Equity Lines of Credit/Commercial Lines of Credit
We facilitate HELOCs (Home Equity Lines of Credit) and Commercial Lines of Credit, ensuring smooth transactions with the lender and borrower. These lines of credit are often used for home improvements or covering short-term business expenses.
Construction Loans
FGTE works with both individuals and commercial clients on construction loans, serving as the Mechanic’s Lien Agent (MLA) during the process. We handle title bringdowns, issue lender endorsements, and gather lien waivers to ensure a clean title upon completion.
1031 Exchange
A 1031 Exchange allows you to defer capital gains taxes when you exchange one investment property for another. FGTE plays a critical role in ensuring the fulfillment of legal due diligence and the smooth transfer of funds during this process.
We Offer Convenient Closing Options
We understand that buying or selling property can be stressful, which is why we offer flexible closing options. Whether you prefer to meet in one of our local offices or need us to come to you, we’re here to make the process as convenient as possible. We also offer non-traditional hours for your convenience.
